Preheat oven to 400 degrees F (200 degrees C). Lightly grease 12 muffin cups or use paper liners.
Beat cream cheese and butter together until fluffy. Beat in egg, cream, milk, vanilla and pumpkin puree.
Combine the flour, sugar, baking powder, baking soda, cinnamon, nutmeg, and salt
Stir flour mixture into cream cheese mixture until flour is moistened. Fold in chocolate chips. Spoon batter into prepared muffin cups.
Bake in preheated oven until tops are golden, about 20 minutes.